C-Suite and Senior Executives with Equity Compensation
Wealth Management for Executives with Complex Equity Compensation
An Integrated Approach to Equity Compensation
Executive compensation often includes base salary, annual bonuses, long-term incentive awards, deferred compensation, and substantial stock-based pay. While that can create significant wealth-building opportunities, it can also lead to substantial concentration risk.
We work with executives who want to continue participating in their company’s success while reducing the risk of having too much of their net worth tied to one employer or one ticker symbol.
Key planning areas we frequently address include:
- Concentrated stock positions and RSUs that significantly outweigh cash reserves and retirement accounts
- Multiple grant schedules and vesting calendars that require ongoing coordination throughout the year
- 10b5-1 trading plans designed to navigate blackout windows and insider trading restrictions
- Change of control provisions that can accelerate vesting schedules or payout timing
- Deferred compensation and SERP plans that increase exposure to the long-term financial health of your employer
Questions we help executives answer
Executive success often creates financial opportunities, but it also creates complexity. Equity compensation, concentrated stock positions, tax planning, and major career transitions all require thoughtful coordination. We help executives navigate these decisions with a structured plan and an experienced sounding board.
Common questions we help answer include:
- How much company stock exposure is too much risk for our family?
- When does it make sense to exercise stock options versus waiting for additional upside?
- Should I implement a 10b5-1 trading plan, and how should it be structured?
- What happens to my RSUs and stock options if the company is acquired or if I leave?
- How should we coordinate my equity compensation with my spouse’s investments, retirement plans, and broader financial goals?
Our role is to help bring structure and perspective to these decisions so you can focus your time and energy where they’re needed most.